Car Insurance and the Younger Driver
Car Insurance and the Younger Driver
Free Online Articles Directory
Why Submit Articles?
Top Authors
Top Articles
FAQ
AB Answers
0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version Hello Guest
Login
Register
Hello
My Home
Sign Out
Email
Password
Remember me?
Lost Password?
Home Page > Finance > Insurance > Car Insurance and the Younger Driver
Car Insurance and the Younger Driver
Posted: Nov 25, 2008 |Comments: 0
|
]]>
Car Insurance and the Younger Driver
About the Author
Michael Challiner has 15 years experience in financial services marketing at senior level, the last 5 of which specialised in online marketing. Prior to that he spent 15 years in advertising with two of the world’s top advertising agencies, J Walter Thompson and Saatchi & Saatchi.
Michael now works as the editor of Express Life Insurance on behalf of Andromeda Webs Ltd
(ArticlesBase SC #657866)
Article Source: http://www.articlesbase.com/ – Car Insurance and the Younger Driver
Most people learn to drive between the ages of 17 and 25 and as soon as they’ve passed their driving test they think they’re 120% passed as competant drivers. They can take the world on at driving. They’re budding rally drivers and F1 proteges. They know itn all! WRONG! Just ask the car insurers and consider four facts:
1 in 5 drivers crash within one year of passing their test.
1 in 3 male drivers between 17 and 20 years of age crash within two years of passing their test.
An 18 year old driver is 3 times as likely to be involved in a crash as a 48 year old driver.
Young drivers are more likely to be involved in high speed accidents, accidents involving losing control, accidents after dark and accidents during overtaking and negotiating a bend.
So it’s no surprise that any young driver will be classed as a higher risk than older, and more experienced, drivers on the road. Consequently they can expect to pay significantly more for their car insurance premiums. And it’s not just that the basic premium is higher, relatively few young drivers build up many years of No Claims Bonus. This all conspires to very expensive car insuranve. Add this to any penalty points they accumulate and finding competitive high risk car insurance can become a major problem.
This means that to stand any chance of getting a reasonable car insurance quote you have to shop around. If you don’t you can find yourself forking out hundreds of pounds more than you need to. All it takes is 30 minutes searching online. Some car insurers won’t touch young drivers (which they normally defined as under 25 – but if the car is relatively powerful, that can go up to 30.)
But it’s adviseable to start out on your driving career with a low powered car and a low engine capacity. And it’s also good advice to get quotes for any car you’re interested in buying before you buy it. Then you can be sure that you can get insurance for that car and at a price you can afford – before splash out buying the vehicle!
The fact is that these days all car insurance is expensive, but younger drivers are quite rightly perceived to be the highest risk. If you buy an old banger to get around in, it can even cost more to insure the car than it cost to buy!
When you add the cost of insurance to the costs of fuel and road tax many youngsters are priced out of running their own car.
And then there’s the problem of financing the car. The credit crunch has not only hit mortgages. Most lenders are now very choosey when it comes to car finance. Unless you have an exlempory credit record you’ll find the interest charges are very high. If you do have an impaired credit history the chances are that you will not find a lender willing to let you have any loan.
The green brigade will probably be quite happy to see people priced off the road onto public transport but I suspect few young drivers will share their enthusiasm.
Get great deals on personal loans from Loan sure. Please visit our site for helpful articles on loans ,www.personal-loans-finder.co.uk.
Retrieved from “http://www.articlesbase.com/insurance-articles/car-insurance-and-the-younger-driver-657866.html”
(ArticlesBase SC #657866)
Michael Challiner -
About the Author:
Michael Challiner has 15 years experience in financial services marketing at senior level, the last 5 of which specialised in online marketing. Prior to that he spent 15 years in advertising with two of the world’s top advertising agencies, J Walter Thompson and Saatchi & Saatchi.
Michael now works as the editor of Express Life Insurance on behalf of Andromeda Webs Ltd
]]>
Rate this Article
vote(s)
0 vote(s)
Feedback
RSS
Print
Email
Re-Publish
Source: http://www.articlesbase.com/insurance-articles/car-insurance-and-the-younger-driver-657866.html
Article Tags:
insurance, cheap, cover
Latest Insurance Articles
More from Michael Challiner
How to Get Cheap Car Insurance in Phoenix AZ
This video shows you how to get cheap car insurance in Phoenix Arizona with top companies. (01:52)
5 Things to Know About Auto Insurance
Learn how to improve your auto-insurance rate by taking these simple steps. (02:58)
The guy at the counter wants to know if I want to buy insurance to cover my rental. What should I say? (01:43)
Fasten your seat belts as we travel through the twists and turns of your auto insurance policy. (01:28)
Auto Insurance No Fault Benefits Overview
Car Insurance Tips – Auto policy no fault benefits overview. (10:17)
annual travel insurance cheap is an inexpensive policy , which covers you and your belongings while traveling. To know more about the annual travel insurance cheap, read the following article
By:
ayaba mourinel
Finance>
Insurancel
Nov 16, 2010
Great Online Quotes for Auto Insurance – Cheap Low Cost Car Insurance Quote Today
Car auto insurance is a must if you drive a car because you need to be covered in case that you get into an accident. If you have an accident and you do not have the proper insurance coverage then you can be sued and it can cost you everything.
By:
Bryan Burbankl
Finance>
Insurancel
Jun 20, 2009
Health Insurance Maternity Cover – Get A Free Quote Online
Searching for Health Insurance Maternity Cover? Using certain websites, you can compare the best health insurance quotes available. Go here to discover the best health insurance rates available for you.
By:
Michellel
Finance>
Insurancel
Mar 21, 2010
Health Insurance That Covers Maternity – Get Competitive Quotes Within Minutes
In need of Health Insurance That Covers Maternity? There are many websites that provide free health insurance quotes online. Find the best deals on health insurance now by going here.
By:
Michellel
Finance>
Insurancel
Mar 18, 2010
Obama’s Health Insurance Plan – How to Find Cheap Cover Before it is Too Late
With the new Obama health insurance plan now signed into law you might think you do not have to look for health cover. The truth is exactly the opposite of this and it is more important than ever to find cheaper health cover before it is too late.
By:
Andy Ryanl
Finance>
Insurancel
Sep 23, 2010
Car Insurance: Cheap Car Insurance | Vehicle Quotes | Motor
Take the hassle out of finding the right car insurance. Just complete one form and we’ll get back to you with quotes from up to 9 insurers – we make the process as quick and painless as possible.
By:
bellel
Finance>
Insurancel
May 12, 2010
What Your Tenant Rental Insurance Should Cover
As with any other insurance policy, when you’re buying tenant rental insurance, it’s important to make sure that your policy actually meets your needs.
By:
Ross Quadel
Finance>
Insurancel
Apr 25, 2010
What do Cat Insurance Policies Cover
Taking your cat to the vet can be quite expensive, which is why more cat owners are taking out cat insurance policies to help with the costs. If you live in the UK then there are a number of options you can choose from, but be aware that around a…
By:
Derek Rogersl
Home and Family>
Petsl
Dec 25, 2009
Free-Look period in life insurance policies – What, Why and How?
You bought a life insurance in a hurry and now you don’t really like it on a closer inspection. is it too late? do you have any option? read on to find it out.
By:
magiconsl
Finance>
Insurancel
Nov 30, 2010
Pound and Euro Continues to Slide while Sterling is on Boost
Sterling had another tough day on the data front yesterday with more poor housing data piling the pressure on the already struggling pound.
By:
RusselMoril
Finance>
Insurancel
Nov 30, 2010
How I Usually Get Fast Emergency Money Via Payday Loans Online
In the present situation, running businesses among tough competition is difficult. However, Payday loans online are here to help you. Online Payday loan may be very easily obtainable by all business owners.
By:
Lagnajit Royl
Finance>
Insurancel
Nov 30, 2010
Can I Afford ARP Medicare Part D Plan?
Providers of Medicare Part D plans are not created alike. There are popular Part D plans and then there are Part D plans that are not so popular. (This is understandable when you consider that there can be as many as 100 different plans from 50 different Part D plan providers.)
By:
Brain Halll
Finance>
Insurancel
Nov 30, 2010
Getting Health Insurance Quotes
Having the right health insurance coverage is important, so it therefore stands to reason that you should be able to compare quotes from private companies that can offer you the best policy with the lowest premium and deductible.
By:
David Mastersonl
Finance>
Insurancel
Nov 30, 2010
The first step that you will need to follow when getting home insurance quotes and comparing them is to start searching for various companies that offer this type of insurance. You will be able to find at least a couple of different companies in your state alone.
By:
David Mastersonl
Finance>
Insurancel
Nov 30, 2010
Getting Motorcycle Insurance Quotes Online
By taking the time to get some motorcycle insurance quotes online before you spend your hard-earned money on a certain policy you will be certain that you are getting a fair deal. There are a lot of different companies that offer this kind of insurance, which is why it is so crucial that you look around before selecting one.
By:
David Mastersonl
Finance>
Insurancel
Nov 30, 2010
Comparing Motorcycle Insurance Quotes
Since people who drive motorcycles usually pay higher insurance than those who drive cars, it is important to look at all of the options available before deciding on a specific company and policy to choose.
By:
David Mastersonl
Finance>
Insurancel
Nov 30, 2010
It seems that the highest risk of being burgled is when you’re a student. If your youngster is leaving for college life, here are some pointers to help them stay secure. At one time your son or daughter went off to university weighed down by their books. Apart from the…
By:
Michael Challinerl
Financel
Dec 11, 2009
You can write your own will by buying a will form from a stationery store. You can then set about making out the will. It’s possible to buy a “kit” and this comes with the form and some guidance. We would never advise anyone to rely on a “d-i-y” will…
By:
Michael Challinerl
Financel
Dec 08, 2009
Stormy Weather Ahead, Check Your Home Insurance
When the sun is shining and the kiddies have the paddling pool out, winter storms are a long way from most people’s thoughts. Not just winter, either, as the August storms of just a few years ago caused absolute havoc. Maybe it’s time to turn your thoughts to some property…
By:
Michael Challinerl
Financel
Dec 06, 2009
Creepy Crawlies in Your Property
Some-one said you’re never more than a certain distance away from a rat. I can’t remember what the distance was, or who actually said it, but I certainly don’t like to think about it. Where ever you live, you can have trouble with pests and these infestations are becoming more…
By:
Michael Challinerl
Financel
Dec 06, 2009
The cost of private health insurance varies widely, according to the plan chosen. From simple cash plans, which mean routine health check ups are covered, through to fully comprehensive care, it’s all there – at a price. Simple cash plans are easy to understand and they offer the cheapest cover. They…
By:
Michael Challinerl
Financel
Dec 06, 2009
Life Insurance – Changing Times
How are you fixed for life insurance – do you have enough? The answers probably no, as there’s evidence that there’s a very big shortfall between the amount we have – and what we really need. So even if you’re fairly up to date with your requirements, you’ll probably need…
By:
Michael Challinerl
Financel
Dec 01, 2009
Sort Out Your Life Insurance Plans
House prices rose dramatically in recent years. It’s also true to say that things have calmed down a little now, but we have some worryingly high unemployment figures, which balance this. The result of these factors explains why an increasingly growing number of people are not getting into the housing…
By:
Michael Challinerl
Financel
Dec 01, 2009
Most insurance companies offer whole of life policies. These are policies which give you a guarantee that the sum assured on the death of an insured person will be paid in full to your beneficiaries. As whole of life cover is designed to carry through to the end of the insured…
By:
Michael Challinerl
Financel
Dec 01, 2009
Add new Comment
Your Name: *
Your Email:
Comment Body: *
Verification code:*
* Required fields
Submit
Your Articles Here
It’s Free and easy
Sign Up Today
Author Navigation
My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box
Michael Challiner has 447 articles online
Articles Categories
All Categories
Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing
Accounting
Banking
Credit
Currency Trading
Day Trading
Debt Consolidation
Insurance
Investing
Loans
Mortgage
Personal Finance
Real Estate
Taxes
Wealth Building
]]>
Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog
Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Webmasters
RSS Builder
RSS
Link to Us
Business Info
Advertising
Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2010 Free Articles by ArticlesBase.com, All rights reserved.
Michael Challiner has 15 years experience in financial services marketing at senior level, the last 5 of which specialised in online marketing. Prior to that he spent 15 years in advertising with two of the world’s top advertising agencies, J Walter Thompson and Saatchi & Saatchi.
Michael now works as the editor of Express Life Insurance on behalf of Andromeda Webs Ltd